Ditch the Annual Fee from Top 10 Ways to Squeeze More Rewards Out of Your Credit Cards


I had the CSP/Freedom combo, and decided to add the Freedom Unlimited to my repertoire this weekend. CSP for any travel/dining, Freedom for the 5% rotating categories (currently groceries for this quarter), and my newly acquired Freedom Unlimited for any other purchases. I realize that there are better cards out there for maximizing points, but the Chase trifecta (if only I had a small business for the Ink Plus...) suits my needs perfectly, and the UR points are so very flexible.

Yup. That’s the winning combo right there. Unless you have a very specific airline or hotel relationship, I think UR points are the best. As you said, they’re very flexible.

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