I have a Bank of America card that is basically 1% cash on everything with no limit.
Given that it’s quasi free money, spending the mental resources on picking 1 of 4 different cards to use at a particular retailer is just not worth it at least to me and my wife.
And just one bill to pay each month.
Not bad. USAA’s card pays 1.5% on everything, so I use my USAA CC for everything but Amazon. I have the Amazon CC built into my Amazon account, so I just get 3% off everything sold on Amazon without having to think about it, then 1.5% rewards on everything else.
Citi Doublecash pays 2%. So basically you are getting half as much as you could. Cheers!