Best Mortgage and Refinance Lenders of 2018

Money borrowing has always been one of the main cores of society. Over time, people began to create specialized bodies that would offer financial services. In the US, banks became extremely popular in the 1810s, when the US currency was strong, and the financial market was empty. All these processes are perfectly described in "The Financier," where Dreiser shows the process of creating banks and other financial companies. But we are not here to analyze the work of Dreiser, but to make the top 10 best mortgage lenders in the US today. We tried to create our list in accordance with such criteria as customer testimonials, company history and, and of course mortgage and loan rates or best refinance rates. Many of you can find on our list some of the companies that you worked with, so do not hesitate and leave your feedback about the companies below.



LendingTree is one of the leading companies in the field of loans. LendingTree reviews say that the loan process is fast, simple and not exhaustive at all. This is because LendingTree is an online lending exchange. This is not a loan provider, it is more like a broker, which connects consumers with banks, lenders, etc.



Similar to Nationstar, Ditech is a young company founded in 1994. Ditech is a provider of home loan, lending and refinancing services for consumers and institutional partners in the United States. After the mortgage crisis in the late 2000s, in 2015 Ditech had rebranded and became "Ditech Financial, A Walter Company."


Mr. Cooper

Very few of you may know that Mr. Cooper is a mortgage loan company, but probably almost every one of you knows Nationstar Mortgage. The thing is that after a small crisis in 2017, it was rebranded as Mr. Cooper. It provides typical services, such as a house loan, refinancing or making a credit card.


Bank of America

Together with JPMorgan Chase, Citigroup, and Wells Fargo, Bank of America is one of the Big Four banks in the US. U.S. Bank mortgage can be taken in all 50 states of the United States, the District of Columbia and more than 40 other countries. In 2016, it was ranked by Forbes as one of the largest companies in the world.


Network Capital

It was found in 2002, and now Network Capital is one of the largest online mortgage companies in the US. In addition, it was officially named the fastest growing company by Inc. magazine. If you want to buy a house and look for a loan, Network Capital offers the most competitive low rates available.


U.S. Bank

U.S. Bank is the seventh largest bank in the United States. It provides all types of banking and financial services from credit cards and loans to investing and retirement. U.S. Bank mortgage rates range from 4.125% up to 4.375%. These rates along with the high quality of its services make U.S. Bank one of the leaders in the market of banking and financial services.


Quicken Loans

Quicken Loans Inc., is a mortgage lending company headquartered in The Qube building in the heart of the historic financial district of downtown Detroit, Michigan.


Wells Fargo

Wells Fargo & Company is an American multinational banking and financial services holding company headquartered in San Francisco, California, with "hubquarters" throughout the country.



CitiMortgage is part of Citigroup Inc., which is an American multinational investment banking and financial services corporation. They provide banking and financial services in the US since 1812. CitiMortgage programs help people accumulate money to buy a house of its refinancing and build their future.



Among all previously mentioned loan companies, HomeBridge is non-typical because it is non-bank loan company. It uses a B2C and B2B methods to provide services to consumers. The company had four divisions: HomeBridge Retail (B2C), HomeBridge Wholesale (B2B), REMN Wholesale (B2B) and HomeBridge Funding (B2B).